Benefits of Membership

The credit union philosophy is "members helping members." When you join Gulf Coast Federal Credit Union, your money goes farther. Membership in this nonprofit institution gives you access to low-cost loans and affordable, comprehensive financial services, as well as special member benefits. See our Accounts, Loans, and Special Services pages for a complete range of accounts, loans, and benefits.

Who is eligible for membership?

You may join the credit union:

• If you are employed by, or retired from, the City of Mobile, the County of Mobile, the Merit System of Mobile County, or any company that is a member of the Mobile Chamber of Commerce.
   
• If you are are a relative of someone who is a member.

Our philosophy is:  "Once a Member, Always a Member."  You may remain a member of the credit union for the rest of your life, as long as you maintain the minimum share (savings) balance.

How to apply for membership

To open your account, you must fill out a application form and make a minimum deposit of $25 to shares (savings.) To open a share draft (checking) account, qualify for a loan, or acquire a VISA Credit Card, you must deposit a minimum of $100.  If you qualify, you may reach this minimum through Payroll Deductions.   There is a $5.00 membership fee.

The difference between a Credit Union and a Bank

"Once a Member, Always a Member"

Minimum Deposit $25.00

Direct Deposit

Payroll Deduction

Drive-Up Window

Night Drop Deposit

Family Members
	If you are a relative of a member of Gulf Coast Federal Credit Union, you are eligible for membership.  Call us today to set up an account.